http://www.creditandfinance.org Your Source For Important Cancer News and Articles Wed, 21 May 2008 18:45:31 GMT Article Site Master Version 3.0 http://blogs.law.harvard.edu/tech/rss http://www.creditandfinance.org/Guaranteed-Issue-Life-Insurance/177 Helping the "uninsurable" secure coverage is challenging. Clients who have health problems or have been denied coverage in the past still need life insurance. One option is guaranteed issue life insurance. Given the high risk nature of coverage, few insurers offer it. However with a little preparation and extra effort, you can find the right policy. Thu, 15 Feb 2007 15:50:26 GMT http://www.creditandfinance.org/Payroll-Cards-Improve-Direct-Deposit-Participation/85 It has been estimated that 50 percent to 60 percent of employees paid in the United States participate in a direct deposit service offered by their employers for payroll funds. This is a growing trend as there are many benefits to employers and employees alike. Direct deposit involves a series of steps that culminates in the employee receiving wages electronically into their bank account, whether they are paid on an hourly basis or salaried. Thu, 15 Feb 2007 15:50:25 GMT http://www.creditandfinance.org/A-Balancing-Act-How-To-Properly-Organize-Your-Checkbook/32 With all the things you have to remember to do on a regular basis, balancing your checkbook doesn't always receive priority. But if you plan ahead and schedule some time for this important task, you will reap the financial rewards. Thu, 15 Feb 2007 15:50:24 GMT http://www.creditandfinance.org/Banking-For-Small-Businesses/78 Starting a new business is a daunting task, not least because of the financial systems you have to set up including your business finance systems. There are many parts to your business finance. It doesn't matter what size the business is there is still a degree of complexity. We however are concentrating on the smaller businesses and the financial requirements placed upon them. The purpose of this article is to provide some helpful background information, which we hope will prove useful. Thu, 15 Feb 2007 15:50:25 GMT http://www.creditandfinance.org/If-I-File-for-Bankruptcy-Will-My-Student-Loans-Get-Discharged/217 So are student loans able to be discharged? In short, probably not. Student loan debts are nondischargeable in Chapter 7 Bankruptcy cases unless paying the debt would cause the debtor "undue hardship." This basic rule also applies to Chapter 13 Bankruptcy cases. Thu, 15 Feb 2007 15:50:26 GMT http://www.creditandfinance.org/Fraud-Would-You-Credit-It/132 Findings from a recent study by APACS show that the amount of overseas fraud exploiting UK debit and credit cards has hit a five-year low. However with ID fraud as one of the UK's fastest-growing crimes, this should not be a cause for credit card protection complacency. Thu, 15 Feb 2007 15:50:26 GMT http://www.creditandfinance.org/What-Will-You-Take-For-A-Dollar/213 The other day I sat in a meeting listening to a young man extol the virtues of owning real estate. Much of what he said was true. However two things made me sit up and take notice. I couldn't help but comment. Thu, 15 Feb 2007 15:50:26 GMT http://www.creditandfinance.org/Financial-Security-for-Women-101-Know-Where-You-Are/52 Although the intent of this series is to help the average woman develop the basic financial skills, there are people of both sexes, from all walks of life, that opt to allow others (or no one) to manage their finances. It may be 'easier' on the surface to be disconnected from the stress of financial management, but ignorance is not bliss when it comes to your money and your future. Thu, 15 Feb 2007 15:50:25 GMT http://www.creditandfinance.org/Chose-a-Credit-Card-Wisely/172 When choosing make sure its one that suites your lifestyle and that it works with you not against you. Always try to pay off monthly if you can and this will help your finances and cash flow. If you look at credit in reverse and say well I could save say $50.00 a week then this will give you a good guide on how much you could pay back on your credit card a month. Always go for a low APR and look for the best option for you. Some Credit Card's have a Rewards program, you'll earn 5% Cash back Bonus others give you gift certificates. So keep a keen eye out for the different offers that suit you. A fantastic new resources web site called www.americancreditdirectory.com has hundreds of Credit Cards to chose from many with no annual fee's and intro periods up to 12 months, Air Miles, and 0% intro APR. Thu, 15 Feb 2007 15:50:26 GMT http://www.creditandfinance.org/Ladies-and-Gentlemen-Start-Your-Benefits/57 When should an older American start collecting Social Security retirement benefits? The question seems easy, but the answer is complicated. Thu, 15 Feb 2007 15:50:25 GMT